Refinance Program

Federal mortgage Loans

Why We Won t Sell Our Mortgage Loans That is one of the advantages of using a mutual community bank like Geddes Federal Savings and Loan Association. We re owned by our depositors so we make decisions that are local and in the best interest of our customers. We don t sell our home loans, and here is what that means to you: Advantages of Getting a Geddes Mortgage Loan Near Syracuse…

Read more

Lowest 5 Year mortgage rates

By Ellen Chang | U.S. mortgage rates have remained low in the aftermath of the Brexit vote, declining Treasury rates and a stagnant economy, giving potential homeowners an opportunity to save money. Potential homeowners in the U.S. can take advantage of the continuation of cheaper mortgage rates since the Federal Reserve has not increased interest rates. But, how do you snag…

Read more

Mortgage rates Comparison Chart

Mortgage Calculator Fixed Rate Mortgage With a fixed rate mortgage, your interest rate will remain the same over the life of mortgage (i.e. 5, 10, 15, 20, 25, 30 or 40 years). The interest rate is usually higher than other types of mortgages because the lender has more risk if the interest rates increase during the term of your mortgage. For this reason, the lender has a little…

Read more