Refinance Program

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Mortgage loan processing

Mortgage loan processing


You submitted your loan application two weeks ago. But, you have yet to hear back from your lender. You may begin wondering, What s the hold up? Well, it could be any number of things. In any case, do not fret. Your loan application will get processed. It just may take a little bit longer than you had initially expected. To help you better understand how the loan process…


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Federal Home Refinance Program

Federal Home Refinance Program


CHICAGO (WREX) - Illinois officials have announced a new program designed to help homeowners who are underwater on their mortgages, making the state one of two to offer a refinancing program using federal funds. The Illinois Housing Development Authority says the I-Refi program will offer federal assistance to income-eligible homeowners who are current on their mortgage payments…


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Buying property abroad mortgage

Buying property abroad mortgage


For Sale signs in central Madrid. The Spanish property market has slumped 50% since 2007. Photograph: Paul Hanna /Reuters Britons looking to pick up a bargain home in the sun as prices in popular locations take a nosedive risk coming unstuck unless they heed warnings from a generation of buyers whose retirement dreams have turned into disaster. Many people who bought in countries…


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HSBC Refinance rates

HSBC Refinance rates


Yesterday, HSBC prepared the ground for imposing negative rates on business depositors. This is an excerpt from HSBC s letter announcing the necessary change to the Terms & Conditions of HSBC business accounts: Now, this requires some explanation. Firstly, the change applies only to BUSINESS accounts. Retail depositors are unaffected. Secondly, it applies only to currency…


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Federal mortgage Loans

Federal mortgage Loans


Why We Won t Sell Our Mortgage Loans That is one of the advantages of using a mutual community bank like Geddes Federal Savings and Loan Association. We re owned by our depositors so we make decisions that are local and in the best interest of our customers. We don t sell our home loans, and here is what that means to you: Advantages of Getting a Geddes Mortgage Loan Near Syracuse…


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Lowest 5 Year mortgage rates

Lowest 5 Year mortgage rates


By Ellen Chang | U.S. mortgage rates have remained low in the aftermath of the Brexit vote, declining Treasury rates and a stagnant economy, giving potential homeowners an opportunity to save money. Potential homeowners in the U.S. can take advantage of the continuation of cheaper mortgage rates since the Federal Reserve has not increased interest rates. But, how do you snag…


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Mortgage rates Comparison Chart

Mortgage rates Comparison Chart


Mortgage Calculator Fixed Rate Mortgage With a fixed rate mortgage, your interest rate will remain the same over the life of mortgage (i.e. 5, 10, 15, 20, 25, 30 or 40 years). The interest rate is usually higher than other types of mortgages because the lender has more risk if the interest rates increase during the term of your mortgage. For this reason, the lender has a little…


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