Home Mortgage Loan Company

Home Mortgage Company

“With many veterans returning home and in need of housing, we recognized an opportunity to give back to our military service men and women. Not only can we offer veterans all the benefits of a VA home loan, but also we can provide them with additional incentives to help lower the cost of purchasing a home or even refinancing their existing home, ” said Tim Wilson, CEO of Prosperity. “It’s just one of the many ways that our Prosperity family gives back to those who’ve given so much to our country.”

Incentive offers may include:

  • No loan origination fee (up to $1, 085 value) through Prosperity Home Mortgage, LLC
  • $200 off settlement fees through an participating settlement services company1
  • Complimentary appraisal (up to $450 value)2
  • 10% discount off home inspection fee through US Inspect (purchase only)3

You can learn some features of a VA home loan by clicking here or by reaching out to one of our company’s over 140 mortgage consultants.

Visit a mortgage consultant near you and learn more about the VA Home Loan Advantage!

1. Participating settlement services companies: RGS Title (District of Columbia, Maryland, Virginia); Sage Title Group (District of Columbia, Maryland, Virginia); Settlement Pros (District of Columbia, Maryland, Virginia); Mid-States title of SWVA (Virginia); Bon Air/Long & Foster Title Agency, LLC (Virginia)

2. Borrowers are eligible for a lender credit toward closing costs on the Closing Disclosure on a new purchase, secured by a first mortgage or deed of trust (New Loan), subject to qualification, approval and closing with Prosperity Home Mortgage, LLC. Loan must close within 90 days from the date of loan application. Discount may not exceed $450.00 for appraisal. Credit coupon must be presented at time of application and all eligibility requirements met no later than 2 days prior to the New Loan closing date. This discount is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before .

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How to get the best mortgage rates - Quora

I agree with Michael Cheng. If you have a great credit score, stable, verifiable income, verifiable cash on hand or assets, you are a dream client. By comparison shopping, you will be able to obtain a Loan Estimate from at least three different types of lenders: Talk with the mortgage department of where you currently bank. You already have a banking relationship with them. This is a good place to start. Next, apply with a local, licensed non-bank mortgage lender. Somebody located in the town in which you live.  Last, apply with a local mortgage broker.

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