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Interest rates for home mortgages


MSHDA Interest RatesMSHDA Mortgage Interest Rates

MSHDA MI First Home

MSHDA MI First Home mortgage rates are effective for loan reservations received on or after . The interest rate remains the same for the life of the loan.

30 Years - No Down Payment Assistance (DPA)

  • 0 Points
  • 3.000% Interest Rate
  • 3.096% APR

30 Years - With Down Payment Assistance (DPA)

  • 3.750% Interest Rate
  • 3.851% APR

Conventional funding limited to 80% LTV

MSHDA MI Next Home

MSHDA MI Next Home mortgage rates are effective for loan reservations received on or after Thursday. The interest rate remains the same for the life of the loan.

  • 3.500% Interest Rate
  • 3.610% APR
  • 4.500% Interest Rate
  • 4.605% APR

The annual percentage rate (APR) quoted above represents a typical $99, 200 FHA-insured, fixed rate loan on a $100, 000 home with a down payment of $2, 250 and financed Upfront Mortgage Insurance Premium (UFMIP). This APR is based on a 1% origination fee, 15 days interest adjustment and $220 for loan closing fee. Please note that the actual APR may vary depending upon the Mortgage Loan Fees the participating lender charges the borrower.



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