Us mortgage Corp
Founded in 1988, Academy Mortgage is one of the nation’s largest and most respected independent mortgage lenders.
Academy's mission is to be 1st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the lives of our Employees, Builders, Realtors, and the communities we serve. To accomplish this goal, we continue to do what we do best:
- We are 100% focused on retail mortgage banking.
- We deliver exceptional mortgage service.
- We are committed to responsible lending practices.
- We hire and retain the industry’s best mortgage professionals.
- We provide market-leading mortgage solutions and tools.
Unlike banks and mortgage lenders that consolidate operations and service offsite, Academy has the distinct advantage of being a direct lender, which means all loan processing, underwriting, closings, and funding are handled at our local branch offices. Our branch offices have the tools and resources in-house to expedite these processes, resulting in our proven track record of closing loans as quickly and efficiently as possible.
Our company is recognized nationwide for our unwavering commitment to responsible lending, especially in today’s rapidly changing economy. We are a top-tier lender for purchase, FHA, resale, and builder loans.
Academy soars ahead of the industry by continuously delivering the Gold Standard in customer service. Our Loan Officers are easy to access and provide timely response, clear communication, and absolute follow-through. Our long tradition of customer satisfaction with our Realtor, Builder, and other Partners is affirmed year-after-year in our quarterly Partner Satisfaction Surveys.
Academy is headquartered in Salt Lake City, Utah; has over 260 branch offices across the country; and is licensed to originate loans in 49 states and Washington, D.C.
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How to get the best mortgage rates - Quora
I agree with Michael Cheng. If you have a great credit score, stable, verifiable income, verifiable cash on hand or assets, you are a dream client. By comparison shopping, you will be able to obtain a Loan Estimate from at least three different types of lenders: Talk with the mortgage department of where you currently bank. You already have a banking relationship with them. This is a good place to start. Next, apply with a local, licensed non-bank mortgage lender. Somebody located in the town in which you live. Last, apply with a local mortgage broker.