Federal Mortgage

Low Rates. Local Service. Experience.

Add it up and it's easy to see there is no comparison to the Best Mortgage Lender in Lafayette-West Lafayette as voted by Journal & Courier readers since 2009.

Click here for a list of our employees registered through the Nationwide Mortgage Licensing System (NMLS) as of October 2016.

Are you purchasing a home for the first time?
Find helpful information about the entire process here:

Already have an application started?
Complete an unfinished application or check the status of your submitted application.

NOTICE: Current credit freezes you MAY have placed on one of the following bureaus – Experian, Equifax orTransUnion – will delay processing of your loan application. To avoid this delay, consider temporarily lifting all credit freezes

A fixed rate loan amortized over 30, 20, 15 or 10 years. Payments remain fixed through out the life of the loan. Designed for those who desire a fixed payment over the entire term of the loan.

Initial payments are low. This is an adjustable rate loan in which payments remain fixed for the first 1, 3, 5, or 7 years of the loan, then adjust annually for the remainder of the loan based on the loan's index.

A unique mortgage product specifically designed to meet the needs of borrowers looking to build a truly custom home. Purdue Federal allows borrowers to secure up to 90% construction financing and lock in a rate before construction even begins. Financing is also available for a major remodel or room additions.

Refinance Your Home Loan

Mortgage rates are still low. Should you refinance?
Only if the numbers add up. There are many things to consider. Here are some resources to help you decide if it makes sense for you to refinance or not.

Our Mortgage Team.

Purdue Federal mortgage specialists have more than 40 years of mortgage lending experience. From pre-approval to final payment, we're with you every step of the way. Our long-term commitment means we're your trusted lender for the life of your loan.

Liz Hardy

Elizabeth Hardy (Liz) began her real estate career after sending the youngest of her five children to school. She worked briefly as a real estate agent, but soon moved into the banking side of the business. Liz eventually became a mortgage originator and that’s when she discovered her passion for helping homebuyers through their new home purchase.

Liz is the recipient of numerous top producer and service awards. Her extensive banking knowledge and experience sets her apart from her contemporaries. She has made it her mission to provide outstanding service to each and every homebuyer she works with, earning their trust, respect, and future referrals.

With Liz, you can expect an authentic experience defined by honesty, integrity and a positive attitude. Whether she is working with a first-time buyer or a seasoned mortgage applicant, she makes sure the homebuyer fully understands the mortgage transaction.

Mark Johnson

With more than 20 years of mortgage service experience and his ability to simplify the process, Mark is more than qualified to determine the best solution for your needs. He joined the credit union because of their common sense decision making and advocacy for members.

Whether you are buying locally or out-of-state, he can help you choose the mortgage that fits your budget. His experience demonstates credibility and professionalism. Mark's members are always pleased with the level of personal attention he offers, making the transitional process so much easier than they had anticipated.

Joy Matson

Joy is a seasoned mortgage specialist, beginning her career in real estate in 1983. She prides herself on personalized service, attention to detail and 24/7 availability. Her vast product knowledge and resourcefulness enables her to provide sound advice to homeowners, while developing mortgage arrangements to fit their unique circumstances - with a special emphasis on new construction and extensive renovations. She understands current market trends and is qualified to provide mortgage services outside Indiana as well - as many of her members continue to seek her services even when they move across the United States.