Government Home Loans bad credit
MyFHA is a private company and is not a government agency.
We do not provide any loan modifications or foreclosure services, nor do we connect you with any providers of those services.
Many people don't realize that FHA loans can help people with bad credit. Need a home mortgage, but concerned about bad credit? You’ve come to the right place!
An FHA mortgage can get you into a new home – even if you have bad credit – because the loans are insured by the federal government. If you’ve had accounts forwarded to collections, have filed bankruptcy in the past, or even have high debt, you still may qualify for an FHA mortgage. These loans can work for you even if you don’t have much cash for a down payment or closing costs. And they’re a much better choice than the very expensive financing that banks call “subprime.”
We’ve worked with many people who described themselves as having “bad credit” – but who are now homeowners! The truth is that many more people qualify for FHA mortgages than for traditional mortgages.
The specialists we refer you to are ready to work with you to turn your dream of owning a home into reality. Our affiliates can help you qualify for an FHA mortgage. They’ll never judge you based on your credit history. So don’t hesitate! Just click "Continue", fill out our short, 1-minute form, and get started toward a bad credit FHA home loan!
Share this article
How to get the best mortgage rates - Quora
I agree with Michael Cheng. If you have a great credit score, stable, verifiable income, verifiable cash on hand or assets, you are a dream client. By comparison shopping, you will be able to obtain a Loan Estimate from at least three different types of lenders: Talk with the mortgage department of where you currently bank. You already have a banking relationship with them. This is a good place to start. Next, apply with a local, licensed non-bank mortgage lender. Somebody located in the town in which you live. Last, apply with a local mortgage broker.